Short Term Loans
A quick, one-time facility for salary earners and business customers — fully driven by the Chestnut app, with a one-month tenor.
Fintech lending · Lagos, Nigeria
Chestnut provides loans to individuals and small businesses 24 hours a day, 365 days a year — wherever and whenever they are needed.
Who we are
Chestnut Financial Services Limited is a Lagos-based fintech lending company led by Binta Kekeocha and Ken Anyanwu. Driven by modern technology, we offer simpler, faster and friendlier financial services to small businesses, corporate clients and individuals underserved by the traditional financial services industry.
Our mission is to provide simpler, faster and friendlier financial solutions across all our customer segments — and our vision is to be the leading financial solution provider in Nigeria, using the best technology in the design and delivery of financial services.
Products & services
A quick, one-time facility for salary earners and business customers — fully driven by the Chestnut app, with a one-month tenor.
Personal loans for salary earners. Flat monthly repayments deducted on your salary date throughout the agreed tenor.
Working-capital and stock financing for businesses, backed by a verified bank statement showing healthy turnover.
For loans above ₦3,000,000 or applicants outside Lagos, secured by a high-net-worth guarantor and a repayment instrument.
Deposit valuables and access funds in direct estimation. Your valuables are returned in full once the loan is liquidated.
Funding for trips, tours and vacations — arranged with major travel agencies for bookings and reservations.
Why Chestnut
Loans 24 hours a day, 365 days a year — wherever and whenever they are needed.
Clear terms, clear deductions, no surprises from application to liquidation.
Built for the economically active — SMEs, cooperatives, employees and individuals.
Modern technology and meticulous risk analysis, targeting near-zero portfolio at risk.
About 36.8% of Nigeria's adult population — 36.6 million people — has no access to formal financial services (EFInA, 2018). Chestnut is built to reach them across all 36 states through digital financial solutions and agent networks.
Partnerships